Approach :

The following charts shows the number of wallets borrowing and lending over time,and the cumulative number over time .

the first chart shows that the number of users have decreased in both lending and borrowing.

looking at cumulative numbers, the same happened, the ascending line was more sharp during the initial days, but then, the line became more smoothie .

The graphs brlow , show the amount USD lended and borrowed over time each day. it shows that, the amount of deposits didnt decreased as much as number of users did. In the cumulative chart, the cumualtive deposited growth can be seen.

What percentage of users choose to withdraw directly to their wallet rather than withdrawing to bentobox when they perform a borrowing or when they withdraw from lending?

I looked at the event LogWithdraw , to differentiate between direct withdraws and withdraws to bentobox first . the results show that around 18000 users did the withdraw and out of them, 8445 was Direct and 9480 was to bentobox. so the bentobox wins with 53% against 47%