Blue Chip Secured Lending Pool Overview

Managed by Maple Direct

The Blue Chip Secured Lending Pool is managed by Maple Direct, Maple Finance’s in-house direct lending arm. The pool facilitates USDC loans to institutional borrowers, with loans secured by overcollateralized digital asset collateral such as Bitcoin (BTC) and Ethereum (ETH).

Collateral Security & Transparency

• Pledged collateral is held in unique segregated accounts with qualified custodians, ensuring asset security.

• Lenders to the pool can monitor live counterparty exposure and collateral coverage at the loan level in the Pool Details tab, sourced from on-chain data and APIs.

• Additional private-side information may be available to active and prospective lenders under an NDA.

Borrower Due Diligence & Risk Management

• Prospective borrowers undergo a rigorous due diligence process led by the Maple Direct team.

• Loan pricing is based on a holistic credit assessment, considering the borrower’s credit profile, collateral package, and market conditions.

• Margin call and forced liquidation levels are tailored to each borrower to protect lender capital.

• All loans are recourse, meaning they consider not only the digital asset collateral but also the borrower’s other assets, providing an additional layer of downside protection.

Lender Eligibility & Yield Performance

• The Blue Chip Secured Lending Pool is permissioned, open only to USDC holders who are accredited investors and complete KYC/AML onboarding with Maple.

• The pool offers attractive yields, with a historical APY ranging from 6.9% to 10.2% in 2024, outperforming comparable DeFi lending protocols.

• Maple Finance employs active loan book management, adjusting loan terms dynamically to mitigate risks and maintain high utilization rates.

By integrating institutional-grade risk management with DeFi efficiency, the Blue Chip Secured Lending Pool provides accredited investors with a secure and transparent lending opportunity in the digital asset ecosystem.